Side-Hustle Syndication: How Experienced Flippers Can Earn 2 Pts Brokering Other People’s Deals

Author

George Tsividakis
August 04, 2025

Turn your contractor contacts, comp-pull superpowers, and private-lender Rolodex into a six-figure referral stream—while someone else swings the hammer.

1 | Why Flippers Make Natural Deal-Brokers

Your Existing Skill

How It Converts to Brokerage Value

Deal Sourcing—wholesalers, MLS alerts, driving for dollars

Bring investors leads they’d never see first-hand.

Budget/Scope Knowledge

Lender trusts your rehab numbers → faster approvals, higher LTC.

Contractor Network

New investors lean on your crew list; lender views that as risk mitigated.

Exit Comps in Your Head

You underwrite ARV like an analyst, shaving days off the term-sheet cycle.

End result? Lenders approve higher leverage, investors close sooner, you earn an origination or referral fee—often 2 points of the loan amount.

2 | Fee Math—How 2 Pts Beats a Flip (Sometimes)

Metric

Typical Flip (1 House)

Single Brokered Loan

Purchase / Loan Amount

$250 K

$500 K

Cash Invested

$50 K

$0

Profit / Fee

$35 K (after 4-6 mo)

$10 K (2 pts) paid at closing in 10 days

Annualized ROI

70 %

∞ (no cash in)

Do five of those $500 K referrals per quarter and you pocket $200 K—without borrowing a cent or managing demo crews.

3 | Brokerage Paths for Flippers

Path

Licensing Needed*

Avg. Fee

Effort

Simple Referral

None (commercial/ business-purpose loans)

0.5–1 pt

Introduce borrower, send high-level info.

White-Label Broker

Commercial loan broker registration (varies by state)

1–2 pts + YSP

Submit full package, stay on emails, collect conditions.

Capital “Syndicator”

Separate LLC + PPM if pooling investor equity

Placement fee (negotiated)

Raise equity + arrange debt; heavier compliance.

*Always check your state’s statutes; some require a simple registration even for commercial referrals.

4 | The 5-Step “Side-Hustle” Workflow

Step

Tool / Template

Time to Complete

1. Deal Intake

One-page worksheet (address, purchase price, rehab, ARV, borrower résumé)

15 min

2. Quick Underwrite

LoanFunders.com flip & DSCR calculators (free)

10 min

3. Submit to Lender

Email or portal upload—your logo if white-labeling

5 min

4. Shepherd to Close

Introduce title, appraiser, GC → monitor doc list

1–2 hrs total

5. Collect Fee

HUD/CDF lists your origination/YSP line

Zero extra effort

Total hustle: ≈ 2 hours for $5–15 K.

5 | File-Packaging Cheatsheet (What Lenders Love)

Piece

Why It Speeds Approval

Photos of subject (before shots)

Verifies rehab scope matches budget.

Borrower Track Record Table

Establishes LTC tier instantly.

Line-Item Budget in CSI order

Mirrors lender template = fewer underwriter questions.

Exit Comp Grid (3 sold, 3 active)

Confirms ARV; appraiser references it too.

Contractor License & COI

De-risks project; higher leverage possible.

We supply fillable PDF templates—just plug in numbers and attach screenshots.

6 | Objection-Handling Scripts

Objection

Response

“I’ve never used a private loan—rates seem high.”

“True, coupon is 9–10 %, but leverage is up to 90 % LTC. Your cash-on-cash ROI is higher, and you refinance or sell inside a year.”

“I don’t have experience.”

“No problem—I’m listed as the co-sponsor. My track record bumps LTC from 75 % to 85 %.”

“Hard money lenders killed my last deal with junk fees.”

“I work with LoanFunders.com—no upfront deposits, 48-hr draws, transparent charges on the HUD.”

7 | Compliance Nuggets (Simple but Crucial)

  1. Disclose Your Fee. List it on closing statement; let borrower initial.

  2. Business-Purpose Only. No owner-occupied homes; stick to flips, rentals, commercial.

  3. Keep Email Trail. Proves you’re a bona-fide broker, not engaging in unlicensed consumer lending.

  4. Use Separate LLC for Brokerage Income. Cleaner taxes, easier E&O coverage.

8 | Success Story—“Flip-Broker” Maria

  • 14 flips since 2019; begins brokering February 2025

  • Deals Brokered (’25): 11 (average $480 K loan)

  • Fees: $106 K (avg. 2.0 pts)

  • Flips Completed: 5 (profit $140 K)

  • Total Income: $246 K (65 % came from brokering)

  • Hours/Week on Brokerage: ~5

Maria calls brokering “Friday money”—admin work she does between site visits.

9 | Ready to Earn 2 Points in Your Spare Time?

  1. Download the Flip-Broker Starter Kit (LOI template + budget sheet).

  2. Email us your résumé and first deal intake.

  3. Receive a white-label term sheet in 24 hours—your logo, your borrower, our capital.

  4. Close, collect, repeat.

Keep flipping … and start brokering.